GEM

Hindustan Copper Limited Mediclaim Insurance for Retired Pensioners Tender Kolkata 2025

Bid Publish Date

22-Nov-2025, 2:10 pm

Bid End Date

08-Dec-2025, 3:00 pm

Location

KOLKATA , WEST BENGAL

Progress

Issue22-Nov-2025, 2:10 pm
AwardPending
Explore all 4 tabs to view complete tender details

Quantity

1

Bid Type

Two Packet Bid

Key Highlights

  • • Special Clause: 25% quantity/duration adjustment at contract issue with acceptance by bidder
  • • Excess Settlement: Additional charges up to a defined percentage with required support documents
  • • ATC Documents: Tender NIT and uploaded ATC files govern submission and terms
  • • Category: Group Mediclaim Insurance Service for Retired/Pensioners under government procurement
  • • Location: Kolkata, West Bengal; procurement involves retiree health coverage
  • • Deliverables: Health insurance administration, premium management, and efficient claim settlement
  • • Eligibility: Experience in mediclaim administration for senior citizens; financial stability
  • • No BOQ items; no explicit EMD value provided in available data

Categories 1

INSURANCE SERVICE

Tender Overview

Hindustan Copper Limited in Kolkata, West Bengal invites bids for Mediclaim Insurance Service covering retired/pensioners. The procurement scope centers on group medical coverage for senior beneficiaries under the NIT framework, with no explicit BOQ items listed. The opportunity emphasizes administration of health coverage, premium management, and beneficiary claim settlement within a defined contract period. Key differentiators include bidder readiness to align with ATC clauses and optional quantity/duration adjustments up to 25%. This tender requires insurers to demonstrate capability in government-backed mediclaim administration and retiree benefit schemes, with emphasis on compliance and service reliability.

Technical Specifications & Requirements

  • Category: Group Mediclaim Insurance Service for Retired/Superannuated/Pensioners
  • Location: KOLKATA, WEST BENGAL - 700001
  • Organization: Hindustan Copper Limited
  • ATC Clauses: Quantity/duration adjustment up to 25%; excess settlement option permits additional charges up to a defined percentage of item-level value, with mandatory supporting documents
  • Documentation: ATC-attached NIT; bidder must review uploaded ATC documents
  • Delivery/Implementation: Service initiation aligned with contract terms post-award; no explicit BOQ or unit rates provided
  • Compliance: Insurance service bidders should meet standard mediclaim governance and vendor suitability for government-related healthcare procurement

Terms, Conditions & Eligibility

  • EMD/Deposit: Not specified in data; bidders should anticipate standard government tender practices
  • Contractual Flexibility: 25% up/down adjustment in quantity or duration allowed at contract issue; additional charges may be invoiced under excess settlement with proper documentation
  • ATC/Attachments: NIT and ATC documents govern submission and terms; ensure review of uploaded ATC file
  • Payment & Penalties: Payment terms not disclosed; ensure readiness for typical government insurance service settlements and potential compliance penalties
  • Prequalification: Experience in mediclaim administration for senior citizens; financial soundness to support insurance operations
  • Warranty/Support: Not specified; bidders should propose robust service levels and claim settlement timelines

Key Specifications

  • Product/Service: Mediclaim Insurance Service for Retired/Superannuated/Pensioners

  • Geography: Kolkata, West Bengal

  • Contract flexibility: 25% up/down quantity or duration

  • Excess settlement: allow additional charges up to specified percentage

  • Documentation: NIT and ATC documents must be followed

  • Delivery/implementation: post-award activation, service continuity

Terms & Conditions

  • EMD amount not specified; bidders should prepare as per standard government practice

  • Delivery/activation timeline to be clarified in ATC; ensure readiness for quick deployment

  • Penalty/LD terms not detailed; ensure compliance with service-level expectations

Important Clauses

Payment Terms

Not disclosed; bidders should anticipate standard mediclaim settlement workflows and approval timelines per government norms

Delivery Schedule

Service initiation post-award with typical government insurance project rollout; exact dates to be specified in ATC

Penalties/Liquidated Damages

Not specified; bidders should prepare for potential SLA-based penalties and performance bonds per government practice

Bidder Eligibility

  • Experience in mediclaim administration for retirees or senior citizens

  • Financial stability with verifiable statements

  • Compliance with government procurement and insurance service regulations

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Required Documents

1

GST registration certificate

2

Permanent Account Number (PAN) card

3

Experience certificates in mediclaim administration for retirees

4

Financial statements for the last 2-3 years

5

EMD submission proof (as per ATC/terms)

6

Technical bid documents demonstrating service capabilities

7

OEM/insurance partner authorizations (if applicable)

8

Any relevant compliance certificates or licenses

Frequently Asked Questions

Key insights about WEST BENGAL tender market

What documents are required for mediclaim tender in Kolkata 2025?

Bidders must submit GST registration, PAN, retiree mediclaim experience certificates, 2-3 years of financial statements, EMD proof per ATC, technical bid, and any OEM authorizations. ATC documents govern submission format and eligibility; ensure compliance with NIT contents.

How to bid for Hindustan Copper Limited mediclaim service in West Bengal?

Register as a vendor, obtain ATC/NIT, prepare technical and financial bids, attach mandatory documents (GST, PAN, experience), and submit via the e-tender portal. Review 25% quantity/duration adjustment clause and excess settlement terms before final submission.

What are the eligibility criteria for retiree mediclaim procurement in Kolkata?

Eligibility includes prior mediclaim administration experience for retirees, financial stability demonstrated by statements, and compliance with government procurement norms. Vendors should show capability to manage senior citizen health plans and timely claim settlements.

What are the technical specifications for this mediclaim tender in Kolkata?

Technical scope focuses on group mediclaim service for pensioners with service continuity and efficient claim processing. No BOQ was provided; bidders must rely on ATC terms, NIT guidance, and standard mediclaim governance during bid preparation.

When is the bid submission deadline for this Kolkata tender?

Exact submission dates are defined in the ATC/NIT documents. Bidders should check the uploaded ATC file for deadline details, required bid formats, and any addenda issued during the procurement process.

What is the EMD requirement for the Hindustan Copper Limited mediclaim bid?

The EMD amount is not disclosed in available data; bidders must refer to ATC/NIT to determine the exact EMD value and mode of payment, ensuring timely submission to avoid disqualification.

How does the 25% quantity/duration adjustment clause affect bidding?

The buyer may increase or decrease contract quantity or duration by up to 25% at issue, and once issued, only up to 25%. Bidders must accept revised terms and adjust pricing and service capacity accordingly.

What payment terms are expected for mediclaim service contracts in Bengal?

Specific payment terms are not provided; bidders should plan for standard mediclaim settlement timelines and government payment practices, verifying terms in ATC to avoid late payments.

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