Indo Tibetan Border Police Group Personal Accident Insurance for Mountaineering Expedition Srinagar Jammu & Kashmir 2026
Bid Publish Date
26-Jul-2026, 7:19 pm
Bid End Date
05-Aug-2026, 8:00 pm
Value
₹1,50,000
Location
Progress
Quantity
1
Bid Type
Two Packet Bid
Categories
3
Tender Overview
The Indo Tibetan Border Police (ITBP) invites a group personal accident insurance service for mountaineering expedition teams stationed/operating in SRINAGAR, JAMMU & KASHMIR. Estimated contract value is ₹150,000 with coverage spanning all expedition personnel, including high-altitude porters, associates, rescue party, and security staff. The scope emphasizes adventure sports coverage (mountaineering, trekking, glacier travel) and ensures 24×7 validity during travel to and from the expedition site. Unique clauses require a dedicated nodal officer for claims and cashless facilities where available.
Technical Specifications & Requirements
- Coverage scope includes: Personal Accident (death, PTD, PPD) for expedition team members; Medical evacuation; Hospitalization; Outpatient treatment; Daily hospitalization allowance; Baggage-related contingencies; Missed connections; Compassionate visit; Trip cancellation/interruption; Carrier delays; Repatriation.
- Policy must cover mountaineering/adventure activities and emergency rescue/evacuation (helicopter if needed).
- Policy period runs from travel onset through expedition completion and return, including buffer days.
- Claims settlement to align with prevailing insurance regulations; cashless facilities where available; dedicated nodal officer for assistance.
- Coverage amounts per member include: Death/Disability 10,00,000 INR; Medical Evacuation 10,00,000 INR; Hospitalization 5,00,000 INR; Outpatient 3,00,000 INR; Baggage/Delay/Trip-related benefits as specified.
Terms, Conditions & Eligibility
- EMD: Not specified in provided data; bidders should verify submission requirements under ITBP tender terms.
- Experience: Demonstrable capability to provide high-altitude adventure insurance for expedition teams; ability to issue policy with rider clauses for mountaineering.
- Delivery & Issuance: Policy issuance to cover travel to/from expedition site; 24×7 validity; cashless facilities.
- Documentation: GST registration, PAN, experience certificates, financial statements, OEM authorizations or insurer confirmations, and policy compliance documents.
- Penalties/Clauses: ATC allows up to 25% quantity/duration adjustment; ensure compliance with rider-based scope changes.
- Warranty/Support: Dedicated claim support, timely settlement per regulations; nodal officer contact provided by insurer.
Key Specifications
-
- Coverage: Group Personal Accident Insurance for all expedition members (death, PTD, PPD, medical evacuation, hospitalization, outpatient, baggage, trip disruptions)
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- Sum Insured per member: ₹10,00,000 for death/PTD/PPD; ₹10,00,000 Medical Evacuation; ₹5,00,000 Hospitalization; ₹3,00,000 Outpatient
-
- Adventure Coverage: Explicit inclusion of mountaineering, trekking, rock climbing, glacier travel, high-altitude expeditions with no exclusions due to participation
-
- Policy Period: From travel start to expedition completion and return, including buffer days
-
- Claims: Cashless facility where available; dedicated nodal officer; settlement within applicable regulations
Terms & Conditions
-
Key Term 1: 25% scope/duration adjustment allowed by buyer prior to contract issuance
-
Key Term 2: Insurance must cover mountaineering/adventure activities with emergency evacuation
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Key Term 3: Policy issuance for expedition travel with cashless claims and nodal officer
Important Clauses
Payment Terms
Details not provided; bidders must confirm reimbursement and settlement terms with ITBP per standard insurance procurement.
Delivery Schedule
Policy issuance must align with expedition timelines; ensure coverage during travel to/from site and include buffer period.
Penalties/Liquidated Damages
ATC allows up to 25% modification of quantity or duration; non-compliance penalties to be as per standard ITBP contract terms.
Bidder Eligibility
-
Experience in providing group personal accident insurance for adventure/high-altitude expeditions
-
Financial stability evidenced by recent financial statements
-
Authorized insurer/underwriter with capability to issue mountaineering coverage and medical evacuation
Additional Tender Data
Commercial Details
Tender Category
Service
Bid To RA
No
Bid To RA Enabled
Yes
Item Category
Group Personal Accident Insurance Service - Permanent Employees, Porter; Permanent total disability, Permanent partial disability, Temporary disabilities, Only accidental death (not natural)
Delivery Details
Delivery Locations
1
Delivery Cities
Srinagar
Delivery Pincodes
191101
Delivery Locations
| Consignee | Address | City | State | Pincode | Quantity | Delivery Days | Additional Requirement |
|---|---|---|---|---|---|---|---|
| Jyoti Ranjan Dash | 191101,OFFICE OF THE COMMANDANT 21 ST BN I.T.B.P FORCE PANTHACHOWK SRINAGAR | Srinagar | Jammu And Kashmir | 191101 | Project / Lumpsum Based | - | No. of People to be Insured : 33 Total Sum Insured : 33000000 |
Authority Records
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Documents 6
GeM-Bidding-9663265.pdf
Main Document
Other Documents
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Other Documents
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Other Documents
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GEM General Terms and Conditions Document
GEM_GENERAL_TERMS_AND_CONDITIONS
GEM General Terms and Conditions Document
GEM_GENERAL_TERMS_AND_CONDITIONS
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Required Documents
GST registration certificate
Permanent Account Number (PAN) card copy
Experience certificates related to group personal accident insurance and adventure sports coverage
Financial statements for last 1-2 financial years
EMD/Security deposit documentation (as applicable per ATC)
Technical bid documentation showing policy scope and rider coverage
OEM/insurer authorizations or confirmations for mountaineering adventure coverage
Policy terms and conditions copy with rider details
Any prior claim settlement records for similar expeditions
Frequently Asked Questions
Key insights about JAMMU AND KASHMIR tender market
How to bid for ITBP mountaineering insurance in Srinagar?
Bidders should submit GST, PAN, and experience certificates along with financial statements; provide insurer confirmation for adventure coverage, and policy terms showing per-member sums insured of ₹10,00,000 for death/PTD/PPD and ₹5,00,000 hospitalization. Ensure cashless claim capability and nodal officer contact; adhere to the 25% ATC scope adjustment rule.
What documents are required for ITBP group accident insurance in JK?
Required documents include GST registration, PAN, last two years' financial statements, experience certificates in adventure insurance, OEM/insurer authorizations, and technical bid detailing policy scope and rider coverage for mountaineering, trekking, and high-altitude expeditions.
What are the key coverage components for expedition insurance tender in Srinagar?
Key components include death/PTD/PPD coverage ₹10,00,000 each, medical evacuation ₹10,00,000, hospitalization ₹5,00,000, outpatient ₹3,00,000, baggage and trip disruption benefits, and 24×7 validity during travel to/from the expedition site.
When is policy issuance required for ITBP expedition insurance?
Policy must be issued to cover travel onset through expedition completion and return, including buffer days; ensure cashless facilities and a dedicated nodal officer for claims, as per ITBP ATC guidelines.
What are the eligibility criteria for expedition insurance bidders?
Bidders must demonstrate prior experience in adventure/expedition insurance, show financial stability, and be able to provide rider-inclusive mountaineering coverage with emergency evacuation facilities and regulatory-compliant claim settlements.
What is the 25% adjustment clause in ITBP terms?
The buyer may increase/decrease contract quantity or duration by up to 25% at contract issue and again up to 25% post-issuance, with consent for lumpsum contracts to adjust scope/value accordingly.
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Documents 6
GeM-Bidding-9663265.pdf
Main Document
Other Documents
OTHER
Other Documents
OTHER
Other Documents
OTHER
GEM General Terms and Conditions Document
GEM_GENERAL_TERMS_AND_CONDITIONS
GEM General Terms and Conditions Document
GEM_GENERAL_TERMS_AND_CONDITIONS